We work directly with the county
We work directly with the County, expediting your claim. We stay in touch with the County from start to finish, providing you with information and updates along the way.
No Upfront Fees
We never charge any upfront fees. If there are any legal fees required, we would incur that upfront, so there isn't any upfront out-of-pocket costs for you.
We are 100% contingency based, meaning we only get paid when you get paid. Our process is simple, thoughtful, and designed with your experience in mind. We believe great results come from clear steps, open collaboration, and a shared sense of purpose.
Periodic list Updates
We receive periodic updated lists from the county. From this list, we perform our due diligence and research to determine the viability of the claim and keep you informed along the way.
what happens after a Foreclosure?
Step 1 — The Auction
When a home goes through a tax deed or mortgage foreclosure, the county holds an auction to recover the unpaid taxes or mortgage balance. The opening bid is set at the amount owed — not the property's market value. What most homeowners don't realize is that these properties often sell for more than that opening bid, and any leftover profit legally belongs to the previous owner.
2 — Notification Gap
The county does send out notices about surplus funds, but they often mail it to the last known address on file. If you've since moved, that letter never reaches you — which means most people have no idea money is owed to them at all.
Panel 3 — Our Role
That's where we come in. We work directly with the county to file your claim and help you recover the funds you're owed. There's no upfront cost — we only get paid a finders fee once your claim is successfully paid out, so there's zero risk to you.
Panel 3 — How long you have to submit a claim
Timeframes vary depending upon where your funds are held and when the funds were deposited. In many cases, there is a time limit on how long you have to make your claim before the funds are forfeited to the local authority permanently. Time is of the essence to ensure you do not loose this opportunity.
From Start to Finish
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When a property is auctioned off by the county, the sale often generates more than what's owed in back taxes or mortgage debt. That leftover amount — the surplus — legally belongs to the previous owner or their heirs. Using records obtained directly from the county, we identify the people entitled to reclaim it.
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As part of the claim process, we conduct a title search on the property connected to the surplus funds. This helps us uncover any liens or creditor claims that could affect your recovery, so they can be properly addressed before your claim is finalized.
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Before moving forward with your claim, we verify that the surplus funds are still available. This gives you confidence that the funds remain available for the rightful owner or heirs to recover.
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We handle the paperwork side of your claim, preparing the petition and supporting documents needed for filing with the county. Our goal is to make sure everything is submitted in the proper format so your claim can move forward without unnecessary delays.
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After your paperwork is finalized, we take care of getting the necessary documents notarized and submit the completed claim to the county for processing — so you don't have to navigate that process yourself.
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Once your claim is filed, we don't just walk away — we stay on top of it, following up with the county, addressing any additional requirements that come up, and keeping you informed every step of the way until your funds are released.
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We put real work into every case, using our experience to give your claim the strongest possible chance of success. When your funds are released, our fee — the contingency percentage outlined in your signed agreement with us — is paid from the proceeds at that time.

